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Category — Property Market

The return of the 85% LTV mortgage!

I was very surprised when my mortgage broker called me to tell me the news that one mortgage lender, Kensington was now offering 85% Loan To Value Mortgages. [Read more →]

February 11, 2011   5 Comments

Are the UK Banks causing a second dip?

There is a lot of talk in the media at the moment of the possibility of a second dip in the UK housing market. There is a good chance that there could be a second dip particularly when [Read more →]

September 1, 2010   10 Comments

The BBC help to spread Doon and Gloom

It is a fact that 2009 will be a tough year for many individuals and companies given the state of the economy and the housing market. However I get really frustrated when the media insist on pushing the doom and gloom story which far from helping the situation. [Read more →]

February 12, 2009   3 Comments

Bank of England lowest base rate ever!

The Bank of England’s Monetary Policy Committee has cut Bank base rate to 1%, its lowest ever level. BBR has now been cut in each of the last five months, and is 4.25% lower than this point last year, when BBR stood at 5.25%. [Read more →]

February 8, 2009   No Comments

What does the change in Bank of England Base Rate mean for you?

The November 2008 drop in the Bank of England Base rate to 3% comes as very welcome news to anyone with who has existing base rate tracker mortgages. On a mortgage of £100,000 you will be saving £125 per month in interest payments. This is great news for investors and homeowners alike who [Read more →]

November 25, 2008   2 Comments

Rents on the rise!

You may have heard on the national news today that rents in the UK are on the rise. This will be no surprise to experienced investors who know that there is always a rise in rents when house prices are falling as they are currently. [Read more →]

June 16, 2008   1 Comment